Colorado’s Leading Expert in Long Term Care Medicaid
At Helping Hands Consulting, LLC, we have a passion for helping people who need long term care Medicaid, no matter where they are in the process. So whether you’re just starting out and needing as little as expert advice on what your next steps are in the long term care Medicaid process, all the way to needing our help through the entire long term care Medicaid application process, you have peace of mind that Colorado’s leading expert in long term care Medicaid is on your side.
That same concept applies to long term care Medicaid.
Then you have to know what the county is looking for on an application and what documents to turn in to prove your loved one’s eligibility. There is also a functional assessment that will be done on the applicant when the county receives your application, so you would have to know what that criteria is. Most people only think about the financial piece when there’s an entire portion of the application process based on functional eligibility. But get this – it’s not mentioned on the application.
And if you’re married, there are many other layers of complexity with financial eligibility. For example, would you know if you’re entitled to a spousal allowance? If you don’t, and you’re eligible, you could be losing thousands of dollars per month. Or would you know what the asset limit difference is, or the rules around property and transferring assets?
Finally, let’s say you got this far and you got approved, would you know what date your long term care Medicaid is supposed to start or if you were approved for the right Medicaid category? If you were denied, would you know why, whether it was a correct decision by the county, or how to fight it if it wasn’t?
If you’re over income, are you ineligible? Do you know what the income limit is? Did you know that for most people, there’s a way to still become eligible even if you are over the income limit? Do you know what you’re supposed to do or how to do it? This is just the tip of the iceberg when it comes to applying for long term care Medicaid.
We know the rules and regulations, what’s allowed and what isn’t, what’s correct and what’s not. We provide you peace of mind that your application will be handled the right way, the first time.
Let’s give this a little more perspective. The average cost of a nursing home is $241 per day, or between $7,000 – $9,000 per month. If your start date is off by a week, you’ve already paid over $1,600 out of pocket unnecessarily.
Now let’s say you get denied. If you didn’t do everything you were supposed to, and the county is correct in its decision, you will need to re-apply. It’ll take another three months (on average) to re-apply, and then have the new application processed. Assuming the best case scenario is that you get approved, it was still a $21,500+ mistake.
Our fees are fair, reasonable and based on what you need us to do. Most people say they’re affordable, and some even say we don’t charge enough. But relatively speaking, they’re a drop in the bucket and a small price to pay to make sure your application process goes right the first time.
We hand deliver our cases to the county, get a receipt for them, and then handle all county business for you. You don’t have to call the county and sit on hold, and you don’t have to go to their office, take a ticket and stand in line.
We monitor your application while it’s with the county to make sure there are no red flags popping up, and that the process is being handled in a reasonable amount of time. We address mistakes or concerns with the county directly, but if needed we’ll appeal the case on your behalf. If necessary, we’ll even go to a hearing in front of an administrative law judge to fight for your approval. And we don’t lose, because we have proven your eligibility before the county even gets the application.
Under those subjects, we cover why doing it yourself or through someone who does it for free can be disastrous, and how using a reputable professional service – even if it’s not ours, makes a huge difference. Do people successfully apply for long term care Medicaid themselves and get approved? The answer is very few, and of the ones that do, they are the simplest of cases and then there’s usually a fair amount of luck involved.
Say you know someone who will do it for free – here’s the problem with that. Knowing this extremely complex program, keeping up with the rules and regulations, and following through at the county level is a full-time job which takes at least three years or longer to master. People who do this for free have other jobs and responsibilities, and all they do is fill out the application and send it to the county. Anyone can do that. But you have to prove you’re eligible and often fight for the correct decision. They have don’t do this all day, every day like we do. Nor do they have the skills and knowledge developed over the years like we have. They don’t have the time to train on the rules and regulations weekly like we do, and they definitely don’t have the time or knowledge necessary to keep tabs on your application and fight for your application approval if necessary.
In reality, they don’t have the time or knowledge to do anything other than fill out your application and send it to the county, and there’s a lot more to getting successfully through the process than that. If it was that easy, everyone would be getting approved, but that’s not the case.
Families are then scrambling to look for home care companies, assisted living communities, or nursing facilities. Mom or dad are nearing the end of their assets and are going to need long term care Medicaid to pay for medical care, but family needs to find facilities/services that accept long term care Medicaid either now, or in the near future. They’re handed a big list of to do’s from each company they visit, every facility/company tells them something different, and they’re told they have to apply for long term care Medicaid yesterday on top of it – all while worrying about the health of mom or dad.
It’s an emotional, overwhelming experience for most people who essentially are putting their lives on hold for the needs of a family member while diving into confusing and unfamiliar territory – and battling against a time clock. Sometimes from out of state.
Getting approved for long term care Medicaid is the most important task among these, because after any remaining funds or insurance coverage is depleted, there is no other way to pay for the extremely expensive medical care your family member needs.
It’s a huge burden that we can lift from your shoulders knowing that Colorado’s most experienced and knowledgeable experts are on your side, allowing you to concentrate on the other important matters facing you and your family members. Our approval rates are unprecedented, and since 2010, we’ve successfully helped more than 2,000 people through the process. We work with people throughout the state of Colorado, and we’re an extremely helpful resource for people who live out of state and have a family member who lives here, or in areas of Colorado far from the family member in need.
And that drives how hard we work for you, because this work is tough. There are companies that pop up all the time thinking it’s easy to do what we do, but disappear after finding out how difficult and high pressure this business is where one mistake could cost a client tens of thousands of dollars.